About David Keblaitis
Branch Manager · Mortgage Loan Originator · NMLS #167980
Cornerstone First Mortgage, LLC · Brighton, Michigan
I'm David Keblaitis, a branch manager and mortgage loan originator with Cornerstone First Mortgage, LLC, working out of our Brighton office. I've worked in mortgage lending since 2000, and my focus here is a specific problem that trips up good families: how do you buy your next home when your money is still tied up in the one you own now?
That's where a bridge loan, or another way of using your current home's equity, comes in. I help homeowners across Michigan, from Metro Detroit and Oakland County to Ann Arbor, Grand Rapids and the Lansing area, put that equity to work so they can write a strong offer, move once and sell on their own timeline.
My approach is straightforward. I'll tell you honestly whether a bridge loan fits your situation. If the equity and the plan are there, we build a move that keeps the overlap short. If they aren't, I'll say so and walk you through a better path, whether that's a home equity line set up before you list, selling first, or keeping the old house as a rental.
Hear it from David
Buy first, move once
Two short videos from David, each under a minute and captioned: why a contingent offer loses, and how buying first saves you a second move.
Read the transcripts
Buy Before You Sell
You did not lose that last offer on a house because of price. You lost it because you had a contingency attached to your offer.
Unfortunately, if there are competing offers on a house and you are one of the offers, and you have a contingency to sell your current house, your current house is a part of your offer. Your offer is going to go towards the bottom of the pile.
What we have is a Buy Before You Sell program that allows you to make a clean offer on the next house. No contingency. So now it’s a strong offer. It puts you towards the top of the pile and gives you leverage to get the best price on that house.
You get into that house because you just offered non-contingent, and then you can comfortably sell your old house.
So if you’re thinking about buying in Michigan in the next 12 months, check out my website, bridgeloanmichigan.com. Fill out the quiz. No credit check. I answer everything personally. Let’s see if this is right for you.
You Don’t Have to Move Twice
You don’t have to move twice. If you sell first, you have two moves. You’re selling your house that’s cluttered with your family in it, maybe your dogs, then you’ve got to pay for a mover. You’ve got to get your stuff in storage. Then you’ve got to find your next house. Once you find your next house, pay for another mover. Get your stuff out of storage.
This is a better way. If you use our Buy Before You Sell program, then you have a strong offer on your new house and you get the best price on the new house. It’s contingent-free.
Then you’ve got a clean house that you’re selling. It’s empty. You can stage it. It’s going to give you the highest price on that house on the way out.
Buy before you sell. Check out my website, bridgeloanmichigan.com. Let’s see if it’s right for you. I answer all the questions personally. No credit check, no commitments.
What clients and agents say about David
4.9 out of 5 from 212 reviews on Experience.com, as of October 2026. These are reviews of David's mortgage work in general, not of one loan type.
“David and the team made me feel comfortable with every step of this process. They communicated everything clearly and often. If I ever had a question they were responsive at any time of day. Cannot thank them enough.”
Jack A. · Borrower, Grosse Pointe Woods, MI · October 2026
“David's communication and professionalism throughout the transaction were excellent. With many moving pieces involved for my sellers, he consistently kept me informed every step of the way and helped ensure the process moved forward smoothly.”
Autumn W. · Seller's agent, Ira, MI · May 2026
“David and his entire team, Stacey and Donesha, did incredible work for our not so normal circumstances. They all were informative, pleasant, and dedicated to ensuring we achieved home ownership. We can never thank them enough. I would recommend David and his team to anyone looking to buy a home!”
Alexandra H. · Co-borrower, Evart, MI · October 2026
“David's communication is second to none. He explains in a way buyers can understand easily. Never gets rattled!”
Amy V. O. · Buyer's agent, Grosse Pointe Woods, MI · October 2026
“Dave was extremely kind, knowledgeable, helpful, and available throughout our process.”
Julia K. · Borrower, Commerce Township, MI · September 2026
“David provided A++ mortgage lending service and expertise to my first-time homebuyers. I highly recommend using David for all your home lending needs.”
Susan G. · Buyer's agent, Columbiaville, MI · September 2026
Licensing & lender
Loan originator
David Keblaitis, NMLS #167980
Licensed in Michigan and Ohio (per his Cornerstone profile)
Mortgage company
Cornerstone First Mortgage, LLC
NMLS #173855 · Equal Housing Lender
State regulator
Michigan: 1st Mortgage Broker/Lender Registrant, No. FR0021625, with the Michigan Department of Insurance and Financial Services (DIFS).
Office
7960 Grand River Ave, Suite 110
Brighton, MI 48116
Let's plan your move
Start with the 60-second qualifier quiz or call me directly. The quiz never touches your credit; if we later move toward pre-qualification, I'll tell you exactly what that involves first.